Tips For Maximizing Your Dental Insurance Coverage & Payouts

If you want to get the most from your dental plan in Holden, there are a few different things you should do. Read on and get a few top tips from Khanani Family Dental now, and maximize your dental insurance coverage in Holden. 

1. Get Two Teeth Cleanings & Oral Exams Each Year

Most dental plans cover the entire cost of two oral exams and teeth cleanings each year, as well as annual x-rays. This means that, to maximize your coverage, you should always schedule two checkups at Khanani Family Dentistry each year. By doing so, you’ll protect your oral health and get more out of your dental plan. That’s a win-win. 

2. See An In-Network Dentist

Most dental plans are PPOs, which means you have the option of seeing an out of network dentist, but you’ll pay more. In contrast, in-network services are usually much cheaper. 

At Khanani Family Dental, we accept most major insurance policies including Delta Dental Premier, BlueCross BlueShield, Cigna, Guardian, Altus, and United HealthCare. You can call us at (508) 829-4575 to learn more and make sure we accept your dental plan. 

3. Know The 100-80-50 Coverage Structure

While not all plans follow this structure, most do. 100-80-50 means that:

• 100% of preventive care, such as exams and teeth cleanings, is covered
  
• 80% of “basic” care, such as fillings or root canals, is covered
  
• 50% of “major” care, such as dentures or a dental bridge, is covered
  

It’s also important to note that most dental plans have a deductible of between $25 and $250. Your insurance plan will also have a total limit on how much it will pay toward your care each year, which is usually set between $1,000 and $2,000. 

This is one of the reasons why regular dental visits and good at-home oral hygiene is important. You can reduce your risk of serious oral health issues and keep your mouth healthy, and avoid paying more out-of-pocket costs for basic and major dental care. 

4. Know Your Options If You Don’t Have Insurance

If you’re uninsured or your insurance is ending soon, you have options at Khanani Family Dental! 

We offer our Savings Club membership to help you get the care you need at a reasonable cost. This plan starts at $32/month or $345/year for kids, and $35/month or $365/year for adults. With our Savings Club, you’ll get:

• 2 cleanings and exams per year
• 2 fluoride treatments per year
• 15% off any recommended dental treatment
• 1 Sonicare electric toothbrush (limit 1 per household)
  

We also offer periodontal plans for patients with gum disease. Even if you don’t have insurance, you can get the care you need at Khanani Family Dental. 

Contact Khanani Family Dental Today To Get The Help You Need 

Whether you’re insured and looking to maximize your benefits, or you don’t have dental insurance and would like to explore your options for cost-effective dental care in Holden, Dr. Salman Khanani is here to help.

We’re always accepting new patients in Holden, and take pride in providing affordable, conservative dental care. To learn more and schedule your first appointment, contact our Holden dentistry online or give us a call at (508) 829-4575.